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Payments Policy

Effective Date: Feb 2, 2025


Last Updated: Feb 2, 2025



This Payments Policy outlines how financial transactions work within AWISH, including accepted payment methods, deposit and withdrawal procedures, transaction fees, earning mechanisms, and third-party payment regulations.



1. Accepted Payment Methods & Currencies


AWISH supports multiple payment options to facilitate deposits and withdrawals. Payments are securely processed through trusted service providers, including:



  • Flutterwave(Mobile Money, Card, Google Pay)

  • Beyonic(Mobile Money Withdraws)

  • Pesapal

  • Bank Transfers



Supported Currencies


Our official currency is Ugandan Shillings (UGX). However, we also accept the following currencies:



  • US Dollar (USD)

  • Euro (EUR)

  • British Pound (GBP)

  • Kenyan Shilling (KES)

  • Tanzanian Shilling (TZS)

  • Rwandan Franc (RWF)

  • South African Rand (ZAR)

  • Nigerian Naira (NGN)



2. Deposits (Funding Your Wallet)


Users can deposit funds into their AWISH wallet using the available payment methods. Deposits are subject to the following conditions:



  • Deposited funds cannot be withdrawn and are for platform use only.

  • Deposits may be used for subscriptions, advertising, creator support, and premium services.

  • All deposits are final and non-refundable (except in cases outlined in our Refund Policy).

  • Transaction fees may apply depending on the payment method used.



3. Withdrawals (Earning Money from AWISH)


AWISH allows users to withdraw money only from their earnings balance. Withdrawals are subject to the following conditions:



  • Only money earned through the platform is withdrawable.

  • Deposited funds cannot be withdrawn.

  • Withdrawals are processed using the same method used for deposits (except third-party earnings).

  • Processing time: Instant but for some payment methods, it's 1 –7 business days.

  • Minimum withdrawal threshold applies based on the user’s country and payment method.



Withdrawal Limits & Fees


Transaction fees apply to withdrawals, varying by payment provider and amount. Users are responsible for any additional bank charges, currency exchange fees, or third-party fees.



4. How Users Earn on AWISH


Users can earn money on AWISH through:



  • Posting Content – Monetized content like premium posts and paid articles.

  • Engagement – Earnings from likes and comments.

  • Music & Movie Streams – Revenue from streams.

  • Marketplace Sales – Selling products and services.

  • Subscription Monetization – Exclusive paid content.

  • Third-Party Earnings – External app or website payments (governed by Developer Terms).



5. Internal Transactions (Within AWISH)



  • Users can send and receive money within AWISH without fees.

  • Wallet-to-wallet transfers are free, but topped-up funds cannot be transferred to an earnings wallet.

  • Only earned money is withdrawable.



6. Taxes & Regulatory Compliance


AWISH complies with local and international tax laws. Taxes may be deducted from earnings depending on your location. Users are responsible for reporting their own tax obligations.



7. Third-Party Payments & Earnings



  • AWISH does not allow direct money transfers from topped-up wallets to earnings wallets.

  • Such transactions must go through third-party applications and are governed by their policies.

  • AWISH is not responsible for payment issues with third-party platforms.



8. Payment Security & Fraud Prevention


To ensure financial security, AWISH applies the following measures:



  • Encrypted Transactions: Secure payment gateways prevent fraud.

  • Account Verification: Large transactions may require verification.

  • Fraud Monitoring: Suspicious activities may result in account suspension.

  • Refund Scams: Users abusing refund requests will be permanently banned.



9. Dispute Resolution & Support


If you experience payment-related issues, contact AWISH Support:


Email: support@awishworld.com



Live Chat: Available on the AWISH platform



10. Policy Updates


AWISH reserves the right to update this Payments Policy at any time. Users will be notified via email, in-app alerts, and website announcements.



11. Acknowledgment


By using AWISH, you acknowledge that you have read, understood, and agreed to this Payments Policy. If you do not agree, refrain from making payments or withdrawing funds.